Biometric scanners that read irises, faces and fingerprints will soon replace bank passwords to let customers login and transfer funds. Americans concerned about data privacy have been the only hindrance to banks already adopting the fingerprinting system, but now that Apple Pay and iPhone security require people to give their finger prints, public acceptance of biometrics is increasing.

Because fingerprint scanners are consumer-friendly, BCS, Wells Fargo, and Visa have piloted programs for customers to access their accounts with a simple scan of their fingerprint. While biometric scanners are more secure than the traditional password, fingerprints are not a completely steadfast security method, and people with disabilities may be excluded from this method of account access, so there are still some concerns.